Personal Finance

How to Play

Learn personal finance management in 5 simple steps

1

Choose Your Character

Select from 5 different financial profiles and set your game mode.

  • 5 unique characters
  • 4 game modes
  • Different starting conditions
  • Customizable name
2

Plan Your Budget

Set your monthly spending level and manage your income-expense balance.

  • 5 spending levels
  • Automatic expense calculation
  • Side income opportunities
  • Savings optimization
3

Investment & Career Decisions

Build your investment portfolio, get educated, and advance your career.

  • 6 investment types
  • 4 career paths
  • Education programs
  • Real estate & vehicles
4

Respond to Events

React wisely to market fluctuations, job changes, and life events.

  • 32 different events
  • Financial crises
  • Opportunity windows
  • Critical decisions
5

Reach Month 120

Complete your 10-year financial journey. Your final score is based on net worth, credit score, and achievements.

  • 120-month simulation
  • Final financial score
  • Unlock achievements
  • Grade system (S-F)